Keep the Stock, Spend the Dividend
Deposit an xStock on Solana. Every dividend is carved off the moment it lands and becomes more stock, cash, a salary, or the interest on a loan against the same shares.
Keep the Stock, Spend the Dividend
Deposit an xStock on Solana. Every dividend is carved off the moment it lands and becomes more stock, cash, a salary, or the interest on a loan against the same shares.
Open the appDeposit once, then choose what each dividend becomes.
Deposit
Send the xStock in. It is held as a share count at that day's multiplier, and it comes back whenever you ask, minus nothing.
The step lands
The issuer raises the token's multiplier, sometimes with a date set in advance. A rise under 5% is a dividend: the raw tokens backing your shares shrink and the difference is freed. A rise of 5% or more is a split and is left alone.
Settle
Anyone can bring your position up to date. Reinvest folds the freed stock back in. Cash, Stream and Repay queue it for sale.
Harvest
Anyone buys the whole queue for USDC at the Pyth price, no worse than 1% under it. Your next touch credits the USDC.
Four plans, and the stock is never lent out.
Reinvest
The default, and free. Freed stock folds back into your position, exactly as it would sitting in a wallet.
Cash
Freed stock is sold for USDC at the next harvest. Claim it whenever you like.
Stream
The same USDC, released a little every second over 91 days. A quarterly payout becomes a salary.
Repay
The USDC goes straight against a loan taken out on the same stock. The dividends pay the interest.
Borrow
Take USDC up to 35% of what your stock is worth from a shared pool, at a rate that rises with how much of it is out. A position can be closed out by anyone past 60%.
Fails closed
Borrowing, harvesting and liquidating each post a signed Pyth price in the same transaction. No fresh price, or a confidence wider than 2%, and nothing that raises anyone's risk goes through.
Nine xStocks, priced by Pyth.
| Stock | Price | Multiplier | Step | Since issue | Debt cap |
|---|---|---|---|---|---|
| Reading Solana… | |||||
Reading the mints…
The dividend lives on Solana.
xStocks are Token-2022 mints with a scaled amount. A dividend is not a payment: the multiplier steps up, sometimes on a date the issuer set in advance, and the raw balance never moves. Boskana reads that step and nothing else.
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Stocks listed
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Have stepped since issue
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USDC in the lending pool
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Borrow rate now
Let the dividend do the work.
The stock stays yours and keeps compounding by default. Everything else is a plan you can change in one transaction.
Open the app