Keep the Stock, Spend the Dividend
Deposit a tokenized stock on Robinhood Chain. Every dividend is carved off the moment it lands and becomes more stock, cash, a salary, or the interest on a loan against the same shares.
Keep the Stock, Spend the Dividend
Deposit a tokenized stock on Robinhood Chain. Every dividend is carved off the moment it lands and becomes more stock, cash, a salary, or the interest on a loan against the same shares.
Open the appDeposit once, then choose what each dividend becomes.
Deposit
Send the stock token in. It is held as a share count at that day's multiplier, and it comes back whenever you ask, minus nothing.
The step lands
Robinhood raises the token's multiplier. A rise under 5% is a dividend: the raw tokens backing your shares shrink and the difference is freed. A rise of 5% or more is a split and is left alone.
Settle
Anyone can bring your position up to date. Reinvest folds the freed stock back in. Cash, Stream and Repay queue it for sale.
Harvest
Anyone sells the whole queue in one swap on the deepest USDG pool, at no worse than 2% under the price anchor. Your next touch credits the USDG.
Four plans, and the stock is never lent out.
Reinvest
The default, and free. Freed stock folds back into your position, exactly as it would sitting in a wallet.
Cash
Freed stock is sold for USDG at the next harvest. Claim it whenever you like.
Stream
The same USDG, released a little every second over 91 days. A quarterly payout becomes a salary.
Repay
The USDG goes straight against a loan taken out on the same stock. The dividends pay the interest.
Borrow
Take USDG up to 35% of what your stock is worth from a shared pool, at a rate that rises with how much of it is out. A position can be closed out by anyone past 60%.
Fails closed
Borrowing, harvesting and liquidating all need a price anchor that moves at most 1% per five minutes. If spot sits more than 10% off it, nothing that raises anyone's risk goes through.
Seven stocks, priced from their own pools.
| Stock | Price | Multiplier | Last step | Since issue | Debt cap |
|---|---|---|---|---|---|
| Reading chain 4663… | |||||
Reading the 21 stock tokens…
The dividend lives on Robinhood Chain.
Boskana runs on the USDG-native L2, chain id 4663. A dividend there is not a payment: the stock token's multiplier steps up, days after the ex date, with no notice in advance. Boskana reads that step and nothing else.
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Stocks listed
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Have stepped since issue
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USDG in the lending pool
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Borrow rate now
Let the dividend do the work.
The stock stays yours and keeps compounding by default. Everything else is a plan you can change in one transaction.
Open the app